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Tell you hwhat, Andy: I would take 20:1 odds if neither of us pre-pays. And just $50. Neither of us know each other that well. So, from my perspective there's a good risk that you won't actually pay up. I am willing to negotiate the odds ratio. But if you're offering 25 to 1 odds, hwhy settle for much less? :P

Can we PM each other on Substack?

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Just sent you a private message via Substack. 20-1 without prepayment it is. Adjusted for inflation as with Bryan’s bet.

So this means each of us is at risk that the other won’t pay up, but at least we can have a public record of it so long as Substack exists.

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